FAQ

Why should I use a public adjuster?

You should use a Public Adjuster because, like an accountant who specializes in tax accounting, our area of concentration allows us to synergies combine skills to give you a guaranteed cost effective, professional solution to your loss. 

Do insurance companies employ an adjuster to represent consumers?

NO! Insurance carriers do not hire adjusters to represent you. The adjusters they send out work only for them ... not you, the consumer. They do not, nor will they, prepare a consumer’s claim. All insurance policies state the policyholder must prove their loss. 

Why not use an attorney?

This is a good idea. Most law firms are not geared towards servicing the needs of their clients in preparing estimate and inventories. The dynamics involved in preparation and negotiation used in first party claims are different than those of other claims, i.e., third party personal injury, negligence or other claims. 

Won’t my company’s risk management department do what a Public Adjuster will do?

A risk manager department must be responsible for many things. They keep track of the cost of various insurance policies, insurance expenses, handling many types of claims at once, first party, third party, property, liability, self insurance, retentions, etcetera. This mixing of different dynamics, (maximization vs. minimization) can often blur the focus of a claim that is dependent on receiving the best possible return 

Is an insurance policy/contract a guarantee a consumer will receive what they are entitled to?

NO! An insurance policy is a contract, making it subject to interpretation and negotiation. How a claim is interpreted and negotiated, directly affects the amount of money you will receive. Simply put, you will either be worse off, or better off after the adjustment of your claim.